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This document details the official Victorian Domestic Building Insurance (DBI) policy wording specifically for residential building projects with a Certificate of Insurance issued from 1 July 2025 to present. It outlines the updated consumer protections, liability thresholds, and clear policy exclusions available to homeowners in the event of a builder's death, disappearance, or insolvency during this current period. For a complete assessment of coverage limits or claim eligibility, this specific policy text must be read alongside the property's individual certificate.
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