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- Apply for and manage building permits (replaces BAMS)
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- Keep insurance up to date
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- Apply for building permit numbers (BPNs)
- Process levy payments
- Submit relevant building surveyor monthly reports for prescribed events
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- Purchase domestic building insurance (DBI)
- View certificates of insurance
- Access your DBI letter of eligibility
- Check current job limits and premium rates
This document details the official Victorian Domestic Building Insurance (DBI) policy wording specifically tailored for owner-builders with a Certificate of Insurance issued from 1 July 2025 to present. It establishes the current consumer protection rights, liability parameters, and standard exclusions that apply to subsequent purchasers of owner-built properties if the owner-builder dies, disappears, or becomes insolvent. To properly evaluate coverage limits or claim eligibility, this policy text must be cross-referenced with the property's specific insurance certificate.
Version history
Category
Insurance policy
Version
1.0
Published
1 July 2025
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