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This document details the official Victorian Domestic Building Insurance (DBI) policy wording tailored specifically for owner-builders with a Certificate of Insurance issued between 1 October 2011 and 30 June 2014. It establishes the consumer protection provisions, liability parameters, and standard exclusions that apply to subsequent buyers of owner-built properties if the owner-builder dies, disappears, or becomes insolvent. To properly evaluate coverage limits or claim eligibility, this historic policy text must be cross-referenced with the property's specific certificate.
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