What's included in your DBI policy?
Your DBI policy includes two important documents:
- Policy wording – outlines the terms, conditions and exclusions
- Certificate of Insurance (policy schedule) – includes specific details for your building project
To understand your coverage, you’ll need to read both documents together.
Find the right policy wording
DBI policies have changed over time. To find the one that applies to your project:
- Check the issue date on your DBI Certificate of Insurance.
- Download the matching policy wording below.
Domestic building policies:
- 31 May 2010 to 30 June 2011 DBI Policy (PDF 157KB)
- 1 July 2011 to 13 January 2014 DBI Policy (PDF 143KB)
- 14 January 2014 to 30 June 2014 DBI Policy (PDF 136KB)
- 1 July 2014 to 30 June 2015 DBI Policy (PDF 237KB)
- 1 July 2015 to 30 June 2017 DBI Policy (PDF 169KB)
- 1 July 2017 to 30 June 2025 DBI Policy (PDF 368KB)
- 1 July 2025 to present DBI Policy (PDF 368KB)
Owner-builder domestic building policies:
- 31 May 2010 to 30 September 2011 Owner-builder DBI Policy (PDF 180KB)
- 1 October 2011 to 20 June 2014 Owner-builder DBI Policy (PDF 209KB)
- 1 July 2014 to 30 June 2015 Owner-builder DBI Policy (PDF 144KB)
- 1 July 2015 to 30 June 2017 Owner-builder DBI Policy (PDF 190KB)
- 1 July 2017 to 30 June 2025 Owner-builder DBI Policy (PDF 265KB)
- 1 July 2025 to present Owner-builder DBI Policy (PDF 245KB)